Banco De Oro Personal Loans

Bring your plans to life with BDO Personal Loans. Enjoy low interest rates, easy payment terms on your financing needs such as:

  • Home Renovation / Upgrades
  • Tuition / Education
  • Furniture
  • Appliances / Electronic Gadgets
  • Vacation / Travel
  • Balance Transfer / Debt Consolidation
  • Special Events
  • Health and Wellness
  • Medical Emergencies

Flexible Loan Amounts, minimum of P10,000 and up to maximum of P500,000 with various payment options.

Easy Payments Terms , your choice of payments in either 6, 12, 18, 24 or 36 months.

Fixed Monthly Payments, pay the same amount every month.

Top-Up Loan Feature, secure and additional Personal Loan equal to or greater (subject to submission of new income documents) than the original Personal Loan. Subject to at least 50% paid up from the original loan term.


  • Filipino citizen or foreigner residing in the Philippines for more than two (2) years
  • Must be 21 years old at time of application but no more than 70 years old upon maturity
  • Minimum Gross Annual Income
  • Must have at least one (1) land line at either residence or office
  • Residence or office must be within BDO serviceable area.
  • Additional application requirement for SALARIED EMPLOYEES
  • Must be a permanent employee or at least 1 year tenure with a company.
  • Additional application requirements for SELF-EMPLOYED
  • Must be a sole proprietor or majority part-owner of a company operating for at least 2 years.
  • Additional application requirements for PROFESSIONALS
  • Must be in private practice for at least 1 year.